Injured in a Lyft Accident?
Get the compensation you deserve. Connect with experienced Lyft accident attorneys who fight for victims like you.
Start Your Free Case Review
Speak with an experienced Lyft accident attorney today. No fees unless you win.
Understanding Lyft Accident Claims
From pink mustaches to a Lyft giant—Lyft has grown, and so have accident claims
Lyft's Journey: 2012 to Today
2012: Lyft launched as a peer-to-peer Lyft platform, famous for its iconic pink mustaches on car grilles and the expectation that riders would fist-bump their drivers.
2015: Lyft removed the pink mustaches, rebranding with the pink "amp" device. The company began offering premium services like Lyft Plus (larger vehicles) and Lyft Line (shared rides).
2019: Lyft went public on the NASDAQ, valued at $24 billion. The company now operates in over 600 cities across the United States and Canada.
Today: Lyft completes millions of rides daily, making accident claims increasingly common—and increasingly complex.
Key Lyft Facts
- ✓ Second-largest Lyft company in the US
- ✓ Over 1 million active drivers
- ✓ $1 million liability insurance during active rides
- ✓ Comprehensive background checks for drivers
- ✓ In-app safety features including emergency assistance
How Lyft Insurance Coverage Works
Lyft's insurance coverage depends on the driver's status at the time of the accident
Period 1: App On, Waiting
Driver has Lyft app on but no ride request. Limited coverage: $50,000 per person, $100,000 per accident, $25,000 property damage.
Period 2: En Route to Pickup
Driver accepted a ride and is heading to pick up the passenger. Full $1 million liability coverage from Lyft kicks in.
Period 3: Passenger in Vehicle
Passenger is in the vehicle. Maximum coverage: $1 million liability plus uninsured/underinsured motorist coverage.
Lyft vs. Lyft: Insurance Differences
While both companies offer $1M coverage during active rides, there are key differences
| Coverage Aspect | Lyft | Lyft |
|---|---|---|
| Period 1 Liability | $50K/$100K/$25K | $50K/$100K/$25K |
| Period 2 & 3 Liability | $1,000,000 | $1,000,000 |
| Uninsured Motorist | $1M (all periods) | $1M (periods 2 & 3 only) |
| Contingent Collision | $50K (with deductible) | $50K (with deductible) |
| Claims Process | Via Lyft app or insurer | Via Lyft app or insurer |
Key Difference: Lyft has historically offered uninsured motorist coverage in Period 1, while Lyft only provides it during Periods 2 and 3. This can be significant if you're hit by an uninsured driver while your Lyft driver is waiting for a ride request.
Who Can File a Lyft Accident Claim?
Lyft Passengers
Injured while riding in a Lyft? You're protected by Lyft's $1 million insurance policy during your trip.
Other Drivers
Hit by a Lyft driver? You can file a claim against both the driver and Lyft's commercial insurance.
Pedestrians
Struck by a Lyft vehicle while walking? You may have a claim against the driver and Lyft.
Cyclists
Hit by a Lyft while cycling? Bike accident victims often suffer serious injuries and deserve compensation.
Lyft Drivers
Lyft drivers injured on the job may have claims against other drivers or through Lyft's occupational accident coverage.
Family Members
Lost a loved one in a Lyft accident? Families can file wrongful death claims for compensation.
Lyft Driver Requirements & Safety
Understanding Lyft's driver requirements can help strengthen your accident claim
Driver Requirements
- ✓ Age: At least 21 years old (25 in some states)
- ✓ License: Valid driver's license for at least 1 year
- ✓ Background Check: Criminal and driving history review
- ✓ Vehicle: Must be 2010 or newer, 4-door, pass inspection
- ✓ Insurance: Personal auto insurance required
How Violations Affect Your Claim
- ⚠ Driver with suspended license = Lyft may be liable for negligent hiring
- ⚠ Failed background check missed = Increased company liability
- ⚠ Uninsured driver = Lyft's coverage still applies during active rides
- ⚠ Vehicle inspection failure = Potential mechanical defect claims
⚠️ Act Fast: 1-Year Statute of Limitations
If your Lyft accident occurred in Louisiana or Tennessee, you have only ONE YEAR to file a claim. Don't wait!
Top Lyft Markets We Serve
Find experienced Lyft accident lawyers in major cities
Common Lyft Accident Scenarios
We handle all types of Lyft accident claims
Lyft Accident FAQs
Who is liable when a Lyft driver causes an accident? ▼
Liability depends on the driver's status at the time of the accident. When a passenger is in the vehicle or the driver is en route to a pickup, Lyft's $1 million commercial insurance typically covers the accident. Both the driver and Lyft may be held liable depending on the circumstances.
How much is my Lyft accident claim worth? ▼
Settlement values vary widely based on injury severity, medical expenses, lost wages, pain and suffering, and other factors. Minor injury claims may settle for $10,000-$50,000, while serious injury cases can reach $500,000 or more. Fatal Lyft accident claims may exceed $1 million.
Is Lyft insurance different from Lyft's? ▼
Both companies provide similar $1 million liability coverage during active rides. However, Lyft has historically offered uninsured motorist coverage in Period 1 (app on, waiting for requests), while Lyft only provides this in Periods 2 and 3. The claims process and insurance carriers may also differ.
How do I report a Lyft accident? ▼
You can report an accident through the Lyft app's Help section, call 911 for emergencies, and file a police report. For injury claims, contact Lyft's insurance carrier directly. We recommend consulting with an attorney before speaking to any insurance adjusters.
Do I need a lawyer for a Lyft accident claim? ▼
While not required, hiring an experienced Lyft accident attorney significantly increases your chances of fair compensation. Lyft's insurance company has teams of lawyers—you should too. Most Lyft accident attorneys work on contingency, meaning you pay nothing unless you win.
Get Your Free Lyft Accident Case Evaluation
Don't let Lyft's insurance company take advantage of you. Our network of experienced Lyft accident attorneys fights for maximum compensation.
No fees unless you win. Available 24/7.