Frequently Asked Questions
Get answers to common questions about Lyft and Lyft accident claims and your legal rights.
1 What should I do immediately after a Lyft accident?
First, call 911 and seek medical attention even if you feel fine. Document the scene with photos, get the driver's information and Lyft/Lyft account details, collect witness contact info, and file a police report. Screenshot your ride receipt in the app, as this proves the driver was on duty. Don't sign anything from insurance companies before consulting an attorney.
2 How does Lyft's insurance coverage work?
Lyft provides tiered insurance based on the driver's status: When the app is off, only the driver's personal insurance applies. When the app is on but no ride is accepted, Lyft provides limited liability coverage. When en route to pickup or during a trip, Lyft provides up to $1 million in liability coverage plus uninsured/underinsured motorist coverage.
3 Can I sue Lyft directly for my injuries?
Lyft classifies drivers as independent contractors, which can limit direct liability. However, you can file a claim against Lyft's insurance policy. In some cases, depending on the circumstances and your state's laws, you may have grounds for a direct lawsuit against Lyft. An attorney can evaluate your specific situation.
4 How much does it cost to hire an Lyft accident lawyer?
Most Lyft accident attorneys work on a contingency fee basis, meaning you pay nothing upfront. The attorney only gets paid if you win your case, typically taking a percentage (usually 33-40%) of your settlement or verdict.
5 What compensation can I receive for Lyft accident injuries?
You may be entitled to compensation for medical bills (current and future), lost wages, pain and suffering, property damage, loss of earning capacity, emotional distress, and in severe cases, punitive damages.
6 How long do I have to file a Lyft accident lawsuit?
The statute of limitations varies by state, typically ranging from 1-6 years. However, evidence can disappear quickly, and insurance claims have their own deadlines. It's crucial to contact an attorney as soon as possible after your accident.
7 I was a Lyft passenger - do I have a case?
Yes, Lyft passengers typically have strong cases because they bear no fault for the accident. Whether the Lyft driver or another driver caused the crash, you can pursue compensation through the at-fault party's insurance and/or the Lyft company's $1 million policy.
8 What if the Lyft driver was at fault?
If the Lyft driver caused the accident while you were a passenger or another road user, you can file a claim against Lyft's commercial insurance policy, which provides up to $1 million in coverage during active trips.
9 What if another driver hit the Lyft I was in?
You can pursue a claim against the at-fault driver's insurance. If they're uninsured or underinsured, the Lyft company's uninsured/underinsured motorist coverage kicks in to protect passengers, providing up to $1 million.
10 I'm an Lyft driver who was injured - what are my options?
As an Lyft driver, you may be able to claim against the at-fault party's insurance, Lyft's insurance (if you were on a trip), your own personal injury protection (PIP) if required in your state, and potentially workers' compensation in some jurisdictions that recognize Lyft drivers as employees.
11 Does Lyft's arbitration clause prevent me from suing?
Lyft's terms of service contain an arbitration clause, but this primarily affects disputes with Lyft itself. Claims against negligent drivers, third parties, or insurance companies typically aren't subject to this clause. An attorney can advise whether arbitration applies to your specific case.
12 How long does an Lyft accident case take to settle?
Most cases settle within 6-18 months, though complex cases with severe injuries may take longer. Factors affecting timeline include injury severity, whether liability is disputed, insurance company cooperation, and whether litigation is necessary.
Still Have Questions?
Get Personalized Answers
Speak with an attorney who can answer your specific questions about your Lyft or Lyft accident case.